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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,614 | $185,856+173.7% | $170,028+199.1% | $139,456+264.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 27.00% | 60.52%-33.5pp | 53.39%-26.4pp | 373.45%-346.4pp |
| Employer contribution / active EE | $22,115 | $7,593+191.3% | $6,788+225.8% | $4,753+365.3% |
| Participant deferral / active EE | $13,434 | $11,623+15.6% | $10,409+29.1% | $6,711+100.2% |
| Admin fee / account holder | $8,309 | $15,387-46.0% | $12,820-35.2% | $11,407-27.2% |