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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,935 | $96,388-55.5% | $80,627-46.7% | $139,466-69.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 28.62% | 1352.08%-1323.5pp | 936.76%-908.1pp | 373.66%-345.0pp |
| Employer contribution / active EE | $6,134 | $3,260+88.2% | $2,723+125.3% | $4,754+29.0% |
| Participant deferral / active EE | $13,506 | $5,224+158.5% | $4,443+204.0% | $6,712+101.2% |
| Admin fee / account holder | $4,298 | $6,603-34.9% | $5,381-20.1% | $11,409-62.3% |