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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,935 | $96,361-55.4% | $80,607-46.7% | $139,456-69.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 28.62% | 1350.95%-1322.3pp | 936.11%-907.5pp | 373.45%-344.8pp |
| Employer contribution / active EE | $6,134 | $3,262+88.0% | $2,724+125.2% | $4,753+29.1% |
| Participant deferral / active EE | $13,506 | $5,232+158.2% | $4,448+203.7% | $6,711+101.2% |
| Admin fee / account holder | $4,298 | $6,601-34.9% | $5,379-20.1% | $11,407-62.3% |