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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,468 | $183,516-57.8% | $155,534-50.2% | $145,884-46.9% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 23.49% | 61.43%-37.9pp | 64.92%-41.4pp | 551.85%-528.4pp |
| Employer contribution / active EE | $2,185 | $5,315-58.9% | $4,675-53.3% | $4,662-53.1% |
| Participant deferral / active EE | $7,481 | $6,467+15.7% | $5,630+32.9% | $6,690+11.8% |
| Admin fee / account holder | $1,532 | $19,293-92.1% | $15,900-90.4% | $13,392-88.6% |