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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,045 | $102,635-85.3% | $86,209-82.5% | $139,456-89.2% |
| Participation rate | 52.9% | 74.5%-21.6pp | 69.0%-16.0pp | 80.3%-27.4pp |
| Annual return | 28.07% | 1923.53%-1895.5pp | 1169.05%-1141.0pp | 373.45%-345.4pp |
| Employer contribution / active EE | $885 | $3,034-70.8% | $2,381-62.9% | $4,753-81.4% |
| Participant deferral / active EE | $3,409 | $4,677-27.1% | $3,986-14.5% | $6,711-49.2% |
| Admin fee / account holder | $75 | $8,661-99.1% | $6,853-98.9% | $11,407-99.3% |