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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,935 | $93,098-77.5% | $77,081-72.8% | $134,509-84.4% |
| Participation rate | 75.0% | 74.5%+0.5pp | 67.9%+7.1pp | 81.2%-6.2pp |
| Annual return | -18.51% | 62.63%-81.1pp | 42.33%-60.8pp | 418.13%-436.6pp |
| Employer contribution / active EE | $2,116 | $3,419-38.1% | $2,813-24.8% | $4,741-55.4% |
| Participant deferral / active EE | $2,838 | $5,239-45.8% | $4,428-35.9% | $6,400-55.7% |
| Admin fee / account holder | $434 | $6,945-93.7% | $5,427-92.0% | $11,427-96.2% |