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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,097 | $73,955+21.8% | $96,520-6.7% | $75,181+19.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 19.22% | 26.72%-7.5pp | 35.72%-16.5pp | 160.69%-141.5pp |
| Employer contribution / active EE | $6,313 | $2,930+115.4% | $3,739+68.8% | $2,671+136.4% |
| Participant deferral / active EE | $5,990 | $3,659+63.7% | $4,879+22.8% | $4,126+45.2% |
| Admin fee / account holder | $1,089 | $5,217-79.1% | $6,733-83.8% | $5,650-80.7% |