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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,367 | $27,632-44.4% | $61,452-75.0% | $68,486-77.6% |
| Participation rate | 28.1% | 39.5%-11.4pp | 52.6%-24.4pp | 67.9%-39.8pp |
| Annual return | -19.31% | -13.24%-6.1pp | 338.96%-358.3pp | -7.85%-11.5pp |
| Employer contribution / active EE | $446 | $696-35.9% | $1,160-61.5% | $2,597-82.8% |
| Participant deferral / active EE | $894 | $1,264-29.3% | $2,125-57.9% | $4,028-77.8% |
| Admin fee / account holder | $176 | $2,010-91.2% | $2,131-91.7% | $5,404-96.7% |