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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,788 | $37,446-65.9% | $77,513-83.5% | $79,852-84.0% |
| Participation rate | 31.0% | 41.5%-10.5pp | 54.2%-23.2pp | 69.6%-38.6pp |
| Annual return | 119.31% | 39.76%+79.5pp | 54.81%+64.5pp | 31.72%+87.6pp |
| Employer contribution / active EE | $315 | $637-50.6% | $987-68.1% | $2,471-87.3% |
| Participant deferral / active EE | $717 | $1,261-43.1% | $1,861-61.4% | $3,740-80.8% |
| Admin fee / account holder | $69 | $2,506-97.2% | $2,859-97.6% | $5,306-98.7% |