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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,952 | $99,053+45.3% | $88,179+63.3% | $138,895+3.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 4.70% | 78.17%-73.5pp | 64.97%-60.3pp | 145.39%-140.7pp |
| Employer contribution / active EE | $1,793 | $2,882-37.8% | $2,549-29.7% | $4,194-57.3% |
| Participant deferral / active EE | $1,420 | $5,225-72.8% | $4,614-69.2% | $6,396-77.8% |
| Admin fee / account holder | $1,110 | $8,748-87.3% | $7,673-85.5% | $12,562-91.2% |