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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,388 | $199,109-83.2% | $173,730-80.8% | $154,746-78.4% |
| Participation rate | 77.8% | 82.8%-5.0pp | 79.6%-1.8pp | 80.7%-2.9pp |
| Annual return | 20.45% | 20.02%+0.4pp | 19.96%+0.5pp | 172.34%-151.9pp |
| Employer contribution / active EE | $1,636 | $5,311-69.2% | $4,577-64.3% | $4,379-62.6% |
| Participant deferral / active EE | $7,899 | $7,113+11.1% | $6,326+24.9% | $6,730+17.4% |
| Admin fee / account holder | $1,468 | $20,916-93.0% | $17,523-91.6% | $14,365-89.8% |