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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,465 | $166,131-85.9% | $164,975-85.8% | $145,877-83.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 17.16% | 100.37%-83.2pp | 70.12%-53.0pp | 551.28%-534.1pp |
| Employer contribution / active EE | $1,516 | $5,276-71.3% | $4,343-65.1% | $4,663-67.5% |
| Participant deferral / active EE | $9,035 | $6,962+29.8% | $6,033+49.7% | $6,691+35.0% |
| Admin fee / account holder | $748 | $16,648-95.5% | $12,688-94.1% | $13,402-94.4% |