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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,198 | $94,439-90.3% | $73,658-87.5% | $154,746-94.1% |
| Participation rate | 28.6% | 64.7%-36.1pp | 57.0%-28.5pp | 80.7%-52.1pp |
| Annual return | 14.61% | 28.25%-13.6pp | 29.72%-15.1pp | 172.34%-157.7pp |
| Employer contribution / active EE | $182 | $1,257-85.5% | $1,032-82.4% | $4,379-95.8% |
| Participant deferral / active EE | $2,126 | $2,527-15.9% | $2,062+3.1% | $6,730-68.4% |
| Admin fee / account holder | $16,058 | $3,843+317.9% | $3,357+378.4% | $14,365+11.8% |