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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,770 | $118,869-86.7% | $96,575-83.7% | $167,518-90.6% |
| Participation rate | 80.0% | 75.5%+4.5pp | 69.8%+10.2pp | 82.1%-2.1pp |
| Annual return | 21.08% | 50.49%-29.4pp | 37.79%-16.7pp | 478.71%-457.6pp |
| Employer contribution / active EE | $2,364 | $3,120-24.2% | $2,357+0.3% | $4,838-51.1% |
| Participant deferral / active EE | $5,609 | $4,616+21.5% | $3,849+45.7% | $6,342-11.6% |
| Admin fee / account holder | $1,512 | $8,067-81.3% | $6,182-75.5% | $12,312-87.7% |