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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,088 | $82,674-84.2% | $125,381-89.6% | $68,486-80.9% |
| Participation rate | 90.5% | 75.1%+15.4pp | 82.4%+8.1pp | 67.9%+22.6pp |
| Annual return | 14.88% | -5.97%+20.9pp | 572.31%-557.4pp | -7.85%+22.7pp |
| Employer contribution / active EE | $5,612 | $3,382+66.0% | $4,815+16.6% | $2,597+116.1% |
| Participant deferral / active EE | $13,096 | $6,111+114.3% | $7,448+75.8% | $4,028+225.2% |
| Admin fee / account holder | $6,354 | $6,277+1.2% | $10,007-36.5% | $5,404+17.6% |