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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,848 | $165,361-89.2% | $149,715-88.1% | $158,950-88.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 44.26% | 348.24%-304.0pp | 276.66%-232.4pp | 302.91%-258.6pp |
| Employer contribution / active EE | $8,712 | $5,103+70.7% | $4,645+87.6% | $4,762+82.9% |
| Participant deferral / active EE | $8,574 | $7,182+19.4% | $6,842+25.3% | $5,983+43.3% |
| Admin fee / account holder | $991 | $10,808-90.8% | $9,310-89.4% | $11,248-91.2% |