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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,880 | $201,344-63.8% | $184,243-60.4% | $145,877-50.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.72% | 29.01%-21.3pp | 28.82%-21.1pp | 551.28%-543.6pp |
| Employer contribution / active EE | $13,586 | $7,022+93.5% | $6,427+111.4% | $4,663+191.4% |
| Participant deferral / active EE | $8,680 | $9,807-11.5% | $9,132-5.0% | $6,691+29.7% |
| Admin fee / account holder | $4,395 | $16,382-73.2% | $13,914-68.4% | $13,402-67.2% |