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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,515 | $185,883-66.4% | $170,043-63.2% | $139,466-55.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 5.66% | 60.54%-54.9pp | 53.40%-47.7pp | 373.66%-368.0pp |
| Employer contribution / active EE | $10,407 | $7,596+37.0% | $6,790+53.3% | $4,754+118.9% |
| Participant deferral / active EE | $7,345 | $11,626-36.8% | $10,410-29.4% | $6,712+9.4% |
| Admin fee / account holder | $4,022 | $15,393-73.9% | $12,824-68.6% | $11,409-64.7% |