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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,880 | $201,370-63.8% | $184,256-60.4% | $145,897-50.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.72% | 29.05%-21.3pp | 28.85%-21.1pp | 552.29%-544.6pp |
| Employer contribution / active EE | $13,586 | $7,024+93.4% | $6,427+111.4% | $4,663+191.4% |
| Participant deferral / active EE | $8,680 | $9,808-11.5% | $9,133-5.0% | $6,689+29.8% |
| Admin fee / account holder | $4,395 | $16,364-73.1% | $13,899-68.4% | $13,390-67.2% |