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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,772 | $138,102-27.0% | $125,381-19.6% | $134,532-25.1% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -19.96% | 750.73%-770.7pp | 572.31%-592.3pp | 418.27%-438.2pp |
| Employer contribution / active EE | $7,775 | $5,245+48.2% | $4,815+61.5% | $4,741+64.0% |
| Participant deferral / active EE | $13,281 | $7,801+70.3% | $7,448+78.3% | $6,401+107.5% |
| Admin fee / account holder | $537 | $11,568-95.4% | $10,007-94.6% | $11,429-95.3% |