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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,027 | $174,379-73.0% | $152,093-69.1% | $138,895-66.1% |
| Participation rate | 69.2% | 81.6%-12.4pp | 77.8%-8.5pp | 79.9%-10.7pp |
| Annual return | 20.35% | 74.86%-54.5pp | 66.36%-46.0pp | 145.39%-125.0pp |
| Employer contribution / active EE | $2,844 | $4,652-38.9% | $4,175-31.9% | $4,194-32.2% |
| Participant deferral / active EE | $6,120 | $6,159-0.6% | $5,451+12.3% | $6,396-4.3% |
| Admin fee / account holder | $907 | $16,880-94.6% | $14,497-93.7% | $12,562-92.8% |