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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,042 | $46,722-12.2% | $130,660-68.6% | $65,185-37.0% |
| Participation rate | 26.6% | 60.9%-34.3pp | 71.7%-45.1pp | 70.2%-43.6pp |
| Annual return | 0.00% | 24.17%-24.2pp | 1709.29%-1709.3pp | 29.38%-29.4pp |
| Employer contribution / active EE | $429 | $1,488-71.1% | $4,092-89.5% | $2,177-80.3% |
| Participant deferral / active EE | $1,141 | $2,545-55.2% | $3,603-68.3% | $3,514-67.5% |
| Admin fee / account holder | $283 | $453-37.5% | $5,463-94.8% | $847-66.6% |