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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,865 | $148,582-48.9% | $135,942-44.2% | $139,456-45.6% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 19.48% | 79.26%-59.8pp | 68.28%-48.8pp | 373.45%-354.0pp |
| Employer contribution / active EE | $4,192 | $5,245-20.1% | $4,858-13.7% | $4,753-11.8% |
| Participant deferral / active EE | $8,663 | $8,101+6.9% | $7,759+11.6% | $6,711+29.1% |
| Admin fee / account holder | $437 | $12,402-96.5% | $10,764-95.9% | $11,407-96.2% |