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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,641 | $59,111-4.2% | $86,451-34.5% | $68,490-17.3% |
| Participation rate | 81.5% | 75.2%+6.3pp | 80.3%+1.1pp | 67.9%+13.6pp |
| Annual return | -19.36% | -0.22%-19.1pp | 4398.51%-4417.9pp | -7.85%-11.5pp |
| Employer contribution / active EE | $3,938 | $2,519+56.3% | $3,770+4.5% | $2,597+51.6% |
| Participant deferral / active EE | $8,519 | $5,900+44.4% | $6,953+22.5% | $4,028+111.5% |
| Admin fee / account holder | $4,501 | $5,640-20.2% | $6,734-33.2% | $5,403-16.7% |