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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,189 | $77,157-27.2% | $108,405-48.2% | $85,851-34.6% |
| Participation rate | 82.1% | 74.7%+7.5pp | 80.1%+2.0pp | 69.3%+12.8pp |
| Annual return | 16.04% | 44.55%-28.5pp | 905.55%-889.5pp | 318.63%-302.6pp |
| Employer contribution / active EE | $3,342 | $2,379+40.5% | $3,559-6.1% | $2,565+30.3% |
| Participant deferral / active EE | $7,666 | $5,567+37.7% | $6,563+16.8% | $3,952+94.0% |
| Admin fee / account holder | $2,118 | $5,174-59.1% | $7,297-71.0% | $6,261-66.2% |