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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,691 | $127,273-93.2% | $109,895-92.1% | $167,518-94.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 21.90% | 22.97%-1.1pp | 29.46%-7.6pp | 478.71%-456.8pp |
| Employer contribution / active EE | $11,344 | $3,324+241.3% | $2,843+299.0% | $4,838+134.5% |
| Participant deferral / active EE | $18,383 | $4,515+307.1% | $4,049+354.1% | $6,342+189.9% |
| Admin fee / account holder | $6,559 | $7,117-7.8% | $6,067+8.1% | $12,312-46.7% |