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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,112 | $45,119-37.7% | $85,126-67.0% | $74,429-62.2% |
| Participation rate | 26.9% | 49.4%-22.4pp | 67.5%-40.6pp | 67.2%-40.3pp |
| Annual return | 16.82% | 26.28%-9.5pp | 66.63%-49.8pp | 1368.38%-1351.6pp |
| Employer contribution / active EE | $1,083 | $1,460-25.8% | $2,731-60.3% | $2,625-58.7% |
| Participant deferral / active EE | $1,940 | $2,738-29.1% | $4,523-57.1% | $4,348-55.4% |
| Admin fee / account holder | $2,981 | $2,214+34.6% | $6,160-51.6% | $1,944+53.3% |