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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,031 | $49,897-63.9% | $80,648-77.6% | $75,177-76.0% |
| Participation rate | 44.2% | 55.3%-11.1pp | 67.0%-22.8pp | 67.2%-23.0pp |
| Annual return | 32.98% | 34.68%-1.7pp | 937.21%-904.2pp | 160.75%-127.8pp |
| Employer contribution / active EE | $1,263 | $1,699-25.6% | $2,724-53.6% | $2,671-52.7% |
| Participant deferral / active EE | $2,550 | $2,992-14.8% | $4,443-42.6% | $4,126-38.2% |
| Admin fee / account holder | $1,775 | $3,579-50.4% | $5,382-67.0% | $5,651-68.6% |