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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,837 | $29,670+115.2% | $56,054+13.9% | $80,911-21.1% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 13.13% | 35.24%-22.1pp | 1705.95%-1692.8pp | 35.63%-22.5pp |
| Employer contribution / active EE | $476 | $670-28.9% | $1,039-54.2% | $2,756-82.7% |
| Participant deferral / active EE | $1,123 | $1,227-8.5% | $1,952-42.5% | $4,297-73.9% |
| Admin fee / account holder | $1,077 | $2,431-55.7% | $2,822-61.8% | $6,935-84.5% |