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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $23,007 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,353 | $40,435-29.9% | $80,627-64.8% | $74,460-61.9% |
| Participation rate | 29.0% | 47.4%-18.4pp | 67.0%-38.0pp | 70.7%-41.8pp |
| Annual return | 19.64% | 165.19%-145.5pp | 936.76%-917.1pp | 34.38%-14.7pp |
| Employer contribution / active EE | $792 | $1,498-47.1% | $2,723-70.9% | $2,638-70.0% |
| Participant deferral / active EE | $1,383 | $2,673-48.3% | $4,443-68.9% | $4,530-69.5% |
| Admin fee / account holder | $88 | $721-87.9% | $5,381-98.4% | $348-74.8% |