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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,746 | $82,314+74.6% | $68,808+108.9% | $134,532+6.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -11.57% | -2.18%-9.4pp | -6.37%-5.2pp | 418.27%-429.8pp |
| Employer contribution / active EE | $5,845 | $3,301+77.1% | $2,656+120.1% | $4,741+23.3% |
| Participant deferral / active EE | $23,380 | $4,740+393.3% | $3,942+493.1% | $6,401+265.3% |
| Admin fee / account holder | $583 | $6,484-91.0% | $4,936-88.2% | $11,429-94.9% |