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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,600 | $48,570-78.2% | $130,660-91.9% | $72,983-85.5% |
| Participation rate | 100.0% | 58.6%+41.4pp | 71.7%+28.3pp | 69.5%+30.5pp |
| Annual return | 41.65% | 38.63%+3.0pp | 1709.29%-1667.6pp | 81.01%-39.4pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $4,092-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,356 | $2,384-43.1% | $3,603-62.4% | $3,608-62.4% |
| Admin fee / account holder | $3,304 | $3,549-6.9% | $5,463-39.5% | $5,124-35.5% |