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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,921 | $125,237-94.5% | $105,608-93.4% | $145,877-95.3% |
| Participation rate | 76.9% | 77.7%-0.7pp | 75.3%+1.6pp | 80.3%-3.4pp |
| Annual return | 11.93% | 225.76%-213.8pp | 116.50%-104.6pp | 551.28%-539.4pp |
| Employer contribution / active EE | $1,333 | $3,720-64.2% | $3,167-57.9% | $4,663-71.4% |
| Participant deferral / active EE | $1,818 | $5,711-68.2% | $5,010-63.7% | $6,691-72.8% |
| Admin fee / account holder | $749 | $17,287-95.7% | $11,028-93.2% | $13,402-94.4% |