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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,514 | $118,496-96.2% | $98,461-95.4% | $139,466-96.8% |
| Participation rate | 71.4% | 77.5%-6.0pp | 75.2%-3.7pp | 80.3%-8.9pp |
| Annual return | 21.31% | 18.96%+2.4pp | 21.17%+0.1pp | 373.66%-352.3pp |
| Employer contribution / active EE | $1,477 | $3,611-59.1% | $3,049-51.5% | $4,754-68.9% |
| Participant deferral / active EE | $2,119 | $5,393-60.7% | $4,738-55.3% | $6,712-68.4% |
| Admin fee / account holder | $1,605 | $14,056-88.6% | $8,961-82.1% | $11,409-85.9% |