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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,510 | $133,981-71.3% | $112,249-65.7% | $134,532-71.4% |
| Participation rate | 56.5% | 78.6%-22.0pp | 75.1%-18.5pp | 81.2%-24.7pp |
| Annual return | -16.71% | 47.16%-63.9pp | 27.48%-44.2pp | 418.27%-435.0pp |
| Employer contribution / active EE | $1,743 | $4,040-56.9% | $3,636-52.1% | $4,741-63.2% |
| Participant deferral / active EE | $5,489 | $5,292+3.7% | $4,729+16.1% | $6,401-14.2% |
| Admin fee / account holder | $1,974 | $7,492-73.7% | $6,412-69.2% | $11,429-82.7% |