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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,544 | $92,684-77.8% | $82,706-75.2% | $134,509-84.7% |
| Participation rate | 40.0% | 75.2%-35.2pp | 72.6%-32.6pp | 81.2%-41.2pp |
| Annual return | -19.45% | 945.84%-965.3pp | 701.76%-721.2pp | 418.13%-437.6pp |
| Employer contribution / active EE | $1,051 | $3,272-67.9% | $3,007-65.1% | $4,741-77.8% |
| Participant deferral / active EE | $1,617 | $4,800-66.3% | $4,394-63.2% | $6,400-74.7% |
| Admin fee / account holder | $1,648 | $5,982-72.5% | $5,329-69.1% | $11,427-85.6% |