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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,670 | $160,059-53.3% | $140,019-46.7% | $135,379-44.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -6.23% | 911.44%-917.7pp | 651.15%-657.4pp | 519.79%-526.0pp |
| Employer contribution / active EE | $3,302 | $6,420-48.6% | $5,605-41.1% | $4,779-30.9% |
| Participant deferral / active EE | $4,683 | $7,641-38.7% | $6,927-32.4% | $5,609-16.5% |
| Admin fee / account holder | $1,855 | $13,328-86.1% | $10,705-82.7% | $10,828-82.9% |