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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,406 | $175,257-72.4% | $149,717-67.7% | $139,456-65.3% |
| Participation rate | 84.2% | 83.4%+0.8pp | 78.8%+5.4pp | 80.3%+3.9pp |
| Annual return | 17.18% | 166.70%-149.5pp | 134.41%-117.2pp | 373.45%-356.3pp |
| Employer contribution / active EE | $3,540 | $5,477-35.4% | $4,820-26.5% | $4,753-25.5% |
| Participant deferral / active EE | $6,301 | $6,521-3.4% | $5,682+10.9% | $6,711-6.1% |
| Admin fee / account holder | $8,073 | $16,156-50.0% | $13,213-38.9% | $11,407-29.2% |