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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,452 | $138,078-95.3% | $125,363-94.9% | $134,509-95.2% |
| Participation rate | 81.3% | 84.5%-3.2pp | 82.4%-1.1pp | 81.2%0pp |
| Annual return | -17.64% | 750.49%-768.1pp | 572.15%-589.8pp | 418.13%-435.8pp |
| Employer contribution / active EE | $1,091 | $5,245-79.2% | $4,815-77.3% | $4,741-77.0% |
| Participant deferral / active EE | $2,602 | $7,800-66.6% | $7,447-65.1% | $6,400-59.3% |
| Admin fee / account holder | $304 | $11,566-97.4% | $10,005-97.0% | $11,427-97.3% |