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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,734 | $138,078-90.8% | $125,363-89.8% | $134,509-90.5% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -6.32% | 750.49%-756.8pp | 572.15%-578.5pp | 418.13%-424.5pp |
| Employer contribution / active EE | $2,252 | $5,245-57.1% | $4,815-53.2% | $4,741-52.5% |
| Participant deferral / active EE | $6,907 | $7,800-11.4% | $7,447-7.3% | $6,400+7.9% |
| Admin fee / account holder | $1,918 | $11,566-83.4% | $10,005-80.8% | $11,427-83.2% |