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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,539 | $197,603-24.8% | $177,827-16.5% | $158,950-6.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 24.17% | 58.76%-34.6pp | 48.32%-24.1pp | 302.91%-278.7pp |
| Employer contribution / active EE | $8,304 | $6,698+24.0% | $5,918+40.3% | $4,762+74.4% |
| Participant deferral / active EE | $14,281 | $8,404+69.9% | $7,713+85.1% | $5,983+138.7% |
| Admin fee / account holder | $1,585 | $15,402-89.7% | $12,429-87.2% | $11,248-85.9% |