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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,171 | $101,283-80.1% | $75,826-73.4% | $135,382-85.1% |
| Participation rate | 57.1% | 72.7%-15.6pp | 68.2%-11.1pp | 82.6%-25.5pp |
| Annual return | -16.56% | 3384.62%-3401.2pp | 1914.15%-1930.7pp | 519.77%-536.3pp |
| Employer contribution / active EE | $1,777 | $2,382-25.4% | $1,913-7.1% | $4,779-62.8% |
| Participant deferral / active EE | $6,849 | $3,469+97.5% | $2,862+139.3% | $5,609+22.1% |
| Admin fee / account holder | $8 | $6,539-99.9% | $4,726-99.8% | $10,829-99.9% |