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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,580 | $175,257-91.7% | $149,717-90.3% | $139,456-89.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.36% | 166.70%-147.3pp | 134.41%-115.0pp | 373.45%-354.1pp |
| Employer contribution / active EE | $2,256 | $5,477-58.8% | $4,820-53.2% | $4,753-52.5% |
| Participant deferral / active EE | $6,245 | $6,521-4.2% | $5,682+9.9% | $6,711-6.9% |
| Admin fee / account holder | $412 | $16,156-97.5% | $13,213-96.9% | $11,407-96.4% |