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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,859 | $93,117-94.8% | $77,096-93.7% | $134,532-96.4% |
| Participation rate | 90.0% | 74.5%+15.5pp | 67.9%+22.1pp | 81.2%+8.8pp |
| Annual return | -20.15% | 62.67%-82.8pp | 42.35%-62.5pp | 418.27%-438.4pp |
| Employer contribution / active EE | $2,641 | $3,420-22.8% | $2,814-6.2% | $4,741-44.3% |
| Participant deferral / active EE | $5,496 | $5,241+4.9% | $4,429+24.1% | $6,401-14.1% |
| Admin fee / account holder | $580 | $6,948-91.7% | $5,428-89.3% | $11,429-94.9% |