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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,255 | $81,334-43.1% | $113,397-59.2% | $64,097-27.8% |
| Participation rate | 44.6% | 65.6%-21.0pp | 76.5%-31.9pp | 55.2%-10.6pp |
| Annual return | 19.97% | 32.50%-12.5pp | 23.20%-3.2pp | 34.64%-14.7pp |
| Employer contribution / active EE | $775 | $2,077-62.7% | $2,977-74.0% | $1,891-59.0% |
| Participant deferral / active EE | $2,186 | $3,795-42.4% | $5,076-56.9% | $3,080-29.0% |
| Admin fee / account holder | $1,985 | $4,208-52.8% | $11,957-83.4% | $3,454-42.5% |