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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,781 | $174,379-82.3% | $152,093-79.8% | $138,895-77.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 21.34% | 74.86%-53.5pp | 66.36%-45.0pp | 145.39%-124.1pp |
| Employer contribution / active EE | $3,337 | $4,652-28.3% | $4,175-20.1% | $4,194-20.4% |
| Participant deferral / active EE | $8,416 | $6,159+36.6% | $5,451+54.4% | $6,396+31.6% |
| Admin fee / account holder | $2,002 | $16,880-88.1% | $14,497-86.2% | $12,562-84.1% |