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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,091 | $58,311-46.7% | $81,882-62.0% | $80,959-61.6% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 16.42% | 41.85%-25.4pp | 779.47%-763.1pp | 35.67%-19.2pp |
| Employer contribution / active EE | $6,915 | $2,347+194.7% | $2,916+137.1% | $2,757+150.8% |
| Participant deferral / active EE | $10,810 | $3,287+228.9% | $4,323+150.1% | $4,300+151.4% |
| Admin fee / account holder | $3,942 | $4,752-17.1% | $7,360-46.4% | $6,925-43.1% |