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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,091 | $58,258-46.6% | $81,820-62.0% | $80,925-61.6% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 16.42% | 41.76%-25.3pp | 777.93%-761.5pp | 35.65%-19.2pp |
| Employer contribution / active EE | $6,915 | $2,345+194.8% | $2,915+137.2% | $2,756+150.9% |
| Participant deferral / active EE | $10,810 | $3,284+229.2% | $4,323+150.1% | $4,299+151.5% |
| Admin fee / account holder | $3,942 | $4,976-20.8% | $7,391-46.7% | $6,940-43.2% |