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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,307 | $183,627-91.7% | $155,602-90.2% | $145,978-89.5% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 15.68% | 61.32%-45.6pp | 64.81%-49.1pp | 550.52%-534.8pp |
| Employer contribution / active EE | $1,394 | $5,316-73.8% | $4,675-70.2% | $4,662-70.1% |
| Participant deferral / active EE | $5,040 | $6,466-22.1% | $5,629-10.5% | $6,690-24.7% |
| Admin fee / account holder | $2,680 | $19,327-86.1% | $15,923-83.2% | $13,400-80.0% |