Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,493 | $69,771-79.2% | $67,524-78.5% | $74,400-80.5% |
| Participation rate | 25.8% | 71.4%-45.6pp | 72.9%-47.1pp | 67.2%-41.4pp |
| Annual return | 16.94% | -40.49%+57.4pp | 3519.41%-3502.5pp | 1367.51%-1350.6pp |
| Employer contribution / active EE | $0 | $2,710-100.0% | $2,734-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $1,734 | $3,638-52.3% | $4,001-56.7% | $4,348-60.1% |
| Admin fee / account holder | $3,738 | $889+320.3% | $4,001-6.6% | $1,944+92.3% |