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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,297 | $167,533-8.5% | $151,645+1.1% | $134,545+13.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -17.12% | 7.81%-24.9pp | 3.34%-20.5pp | 418.37%-435.5pp |
| Employer contribution / active EE | $417 | $6,828-93.9% | $6,165-93.2% | $4,742-91.2% |
| Participant deferral / active EE | $11,244 | $8,985+25.1% | $8,363+34.5% | $6,401+75.7% |
| Admin fee / account holder | $917 | $13,781-93.3% | $11,614-92.1% | $11,431-92.0% |