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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,882 | $209,888-18.6% | $189,545-9.8% | $167,553+2.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 17.57% | 748.66%-731.1pp | 555.36%-537.8pp | 478.89%-461.3pp |
| Employer contribution / active EE | $6,103 | $6,915-11.8% | $6,162-1.0% | $4,840+26.1% |
| Participant deferral / active EE | $13,706 | $8,934+53.4% | $8,220+66.7% | $6,343+116.1% |
| Admin fee / account holder | $896 | $14,300-93.7% | $12,049-92.6% | $12,316-92.7% |